Human life is full of surprises, including unpleasant ones. Problems associated with an unforeseen health disorder or the emergence of a threat to life can appear at any time – on the road, at home, when traveling by transport, traveling abroad. As a rule, such situations will be taken aback, a person is not ready to solve them and as a result loses time, money, nerves and, most importantly, health.
Medical insurance will help to cope with any such situation easily and without tangible financial investments. Taking care of your health and well-being today is not a luxury, but rather a necessity, as well as a sign of good taste. Health insurance gives you the opportunity to save the most valuable thing we have – our health, providing highly qualified assistance at any time when it is needed. For the Health insurance and medical cover this is a very important matter.
In the insurance company you can conclude an agreement on the following types of health insurance:
- medical expenses insurance
- insurance against sudden illness or accidents during your stay abroad
- accident insurance
Of most interest is the growing popularity of voluntary medical insurance or medical expenses insurance.
The object of insurance under the medical expenses insurance contract is the interests of the insured person regarding the reimbursement of the expenses of the medical institution related to his visit to this institution for medical assistance. The reason for contacting a medical institution may be a health disorder or an accident. The contract is valid for insured events that occurred on the territory of the Republic of Belarus.
For citizens are available two programs of voluntary health insurance.
The program “Outpatient care”
Under this program, the insurance company organizes and pays for qualified medical assistance to the insured person in the event of his visit to a medical institution (clinic, clinic) in connection with an acute illness or an exacerbation of a chronic illness.
Stationary Assistance Program
Under this program, the insurance company organizes and pays for the treatment of the insured person in an inpatient-type healthcare organization in case of acute illness or exacerbation of a chronic illness, injury, burn, poisoning, which in the absence of inpatient treatment pose a threat to life and health.
In the event of an insured event, you must contact by phone specified in the insurance contract. In the case requiring urgent medical care, you can call by phone “103”. In the organization of health care it is necessary to present an insurance policy and a document confirming your identity.
The sum insured under a health insurance contract is usually set by agreement of the parties. It can be calculated both in dollars and in foreign currency.
- The amounts of insurance premiums are calculated individually. Among the factors that influence the health insurance rate are the age of the insured person and his state of health.
- As a rule, the contract of health insurance is for 1 year. The insurance policy is valid throughout the country.
- Insurance company offers the most flexible conditions of medical insurance, when the client chooses the insurance period himself, as well as the method of payment for the insurance policy. We also offer an extensive system of discounts and bonuses to our regular customers.
We will help to understand all the nuances of life and health insurance, as well as provide a decent level of medical care in case of an insured event.